Are you still paying 1% for ACH?

Why pay 1% for your inbound ACH payments when you can pay as low as 30c per transactions with uCollect and Forte Payments.

Using our recommended gateway Forte ACH you can collect your invoice payments by ACH through Xero or Quickbooks Online for 30c per transaction plus a low monthly fee.

Save up to 84% compared Intuit Payments or GoCardless.

Effortless Invoice Collection for Xero & Quickbooks Online

Xero and Quickbooks are great tools for managing your business and sending invoices to your client. But you still rely on your clients to pay your invoices – and if they don’t feel like it, you just have to wait.  And while both accounting platforms offer pay now and even semi-automated payments, the service fees are high with little choice!

If you wanted to allow flexible automated credit card, direct debit/ACH payments triggered by your invoices – you were stuck with the expensive options built into Xero or Quickbooks Online. Until Now. uCollect collects YOUR money straight from your client’s credit card or bank account (with their prior agreement and through a third party payment processor) based on the due date on your invoice. It’s cheap, quick and easy.

All you need is your Xero or QBO ledger, an approved Payment Gateway (click here for more details) and uCollect can be up and running in minutes – putting you completely in charge of your cash flow.  And it’s completely safe – uCollect never touches your money!  We simply act as the middle-man between you and your payment processor saving you time and stress.  Prices for ACH are as low as 30c per transaction!

How it works

Getting your cash flowing with uCollect is as easy as 1-2-3


Connect your uCollect account to your Xero or QBO Ledger


Connect your uCollect account to your approved payment gateway


Tell uCollect what clients to collect payments from

Now you just sit back and relax!  Every day we log into your Xero ledger and see if there are any invoices due for collection for the contacts you have authorised.  If there are we send the collection request straight to the payment processor via a secure internet connection.  If the payment processor does not allow a direct connection then there are a few extra steps.  It’s all pretty effortless!


See our FAQ page

Click Here!

So how much does it all cost?

Click here for more pricing details

See a full list of features

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Recent News

FeaturesRelease Notes
May 7, 2022

Payment Reminders

We've always said that your customers should never be surprised by a payment being deducted from their account. You should be sending invoices to your clients. To help remind your…
FeaturesRelease Notes
March 15, 2022

Payment receipts

In uCollect you can automatically send payment receipts/confirmation emails to your customers.  These receipts are sent shortly after the payment is processed.  While you can set default settings for the…
Release Notes
January 24, 2022

UI Refresh

Today we released a long-overdue refresh to our User Interface - think of it as a late New Year's present.  Our original interface was created over 6 years ago as…
FeaturesRelease Notes
November 29, 2021

Improvements to Email Deliverability

As any Software As A Service provider will tell you, email deliverability is a huge problem.  Because we send the same email text to many people our messages frequently get classified as…
GatewaysNewsRelease Notes
August 20, 2021

Changes to the automatic retry of failed Credit Card payments

Visa recently announced additional fees for merchants if you process the same payment request more than 14 times in a month after the first one fails. This could result in…
June 3, 2021

GoCardless Alternative (67% savings)

Xero has been pushing it's integration with GoCardless for a couple of years now. It does many of the things that uCollect does (although we've been doing it much longer).…